Discover your Personal Finance Options
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Accurate. Transparent. Risk-Free
No tricks or hidden charges—just real, accurate rates from reputable lender or financial service provider.
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Reliable
ThinkWallet prides itself on its transparency and reliability.
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Safe and Secure
It’s spam, scam, and risk-free. Your information is securely encrypted to avoid unauthorized access.
The right choice to solve your needs
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Loans
Don’t go it alone—let ThinkWallet find you a top-quality lender or financial service provider.
We partner with reliable, licensed lenders providing loans explicitly tailored to your needs, or financial service providers that can help with your financial needs.
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Insurance
Don’t risk your financial wellness.
Choose ThinkWallet to protect yourself from unforeseen circumstances at affordable rates.
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Credit Cards
ThinkWallet makes it easy to find reputable cards with exceptional rewards programs.
By choosing one of our partners, we can guarantee you'll get the best deals available.
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Free Credit Score
Keep track of your financial health with ThinkWallet’s free credit score.
Stay informed about how lenders view you and protect your credit from unauthorized use with our best-in-class monitoring services.
Frequently Asked Questions
ThinkWallet.com is a digital platform offering a convenient way to connect you with reliable lenders or other financial service providers that can help with your funding needs.
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What is a personal loan?
A personal loan is an option for those who need quick funding. It can be used for almost anything a borrower wants and usually must be repaid with a fixed term and interest rate.
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Who can take out a personal loan?
Typically, personal loan requirements include the following:
- A consumer is an adult (aged 18 and over) U.S. citizen or a permanent resident;
- A consumer provides a valid email address, work phone number, and home phone number;
- A consumer has a job (for about 90 days in the current position) or another legal source of predictable income.
- A consumer’s income is about $1,000 per month after tax withholdings.
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How much can I get with a personal loan?
How much you can borrow depends on multiple factors the lender or lender partner considers, from the specific state’s rules and restrictions to the consumer’s age, repayment capacity, desired payoff time frame, etc. Most of our lenders and lending partners offer personal loans from $2,500 to $35,000.
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How do I receive money?
Typically, money is deposited in the individual’s bank account the next day after the loan is approved as long as the consumer accepts the loan terms.
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Is it possible to get a loan after bankruptcy or having bad credit?
Although good or excellent credit scores are desirable to get approved for a loan, it all depends on a specific lender’s underwriting standards. In some cases, short-term consumer loans can be an acceptable alternative for consumers with bad credit.
We always try to find a lender or lending partner who could offer a loan for the amount that any of our customers request. We turn to our network of short-term lenders and lending partners if necessary.