Discover your best Personal Finance Options

  • Personal Loans

    Find a Personal Loan Lender in Few Minutes

    ThinkWallet is your plug when looking for a reliable lender.

    We connect you to financial helpers who will solve your emergencies fast and seamlessly.

    Learn more about Personal Loans

  • Credit Cards

    Premiere Credit Programs on Demand

    Get credit cards tailored to your lifestyle with ThinkWallet. Instead of combing through programs matching your credit and personal needs, let ThinkWallet find the an option in minutes.

    Learn more about Credit Cards

  • Student Loans

    Get Help Furthering Your Education

    When you’re ready to embark on the journey towards higher education, let ThinkWallet find you top-quality lenders.

    Learn more about Student Loans

  • Business Loans

    Get Capital Now From Top Lenders

    We understand the stress of a new business (we’ve been there). That’s why we created the easiest system for finding top-quality business loans on the net.

    Learn more about Business Loans

  • Home Insurance

    Safeguard Your Biggest Asset

    Too many home insurance agencies will gladly take your money but provide little protection. We protect you by only connecting you with the best agencies.

    Learn more about Home Insurance

  • Car Insurance

    Protect Yourself on the Road

    Reliable car insurance isn’t an option for protecting your finances. If you find yourself on the wrong end of an accident, insurance quality makes all the difference.

    Learn more about Car Insurance

  • Free Credit Score

    Keep Your Credit Healthy Without Hurting It

    ThinkWallet makes it easy to find and understand your credit score in-depth. Get the low down on your standing, ways to improve it, and the best loans available for your score.

    Learn more about Free Credit Score

  • Accurate. Transparent. Risk-Free

    No tricks or hidden charges—just real, accurate rates from reputable lenders.

  • Reliable

    ThinkWallet prides itself on its transparency and reliability.

  • Safe and Secure

    It’s spam, scam, and risk-free. Your information is securely encrypted to avoid unauthorized access.

The right choice to solve your needs

  • Loans

    Don’t go it alone—let ThinkWallet find you a top-quality lender.

    We partner with reliable, licensed lenders providing loans explicitly tailored to your needs.

  • Insurance

    Don’t risk your financial wellness.

    Choose ThinkWallet to protect yourself from unforeseen circumstances at affordable rates.

  • Credit Cards

    ThinkWallet makes it easy to find reputable cards with exceptional rewards programs.

    By choosing one of our partners, we can guarantee you'll get the best deals available.

    Compare cards

  • Free Credit Score

    Keep track of your financial health with ThinkWallet’s free credit score.

    Stay informed about how lenders view you and protect your credit from unauthorized use with our best-in-class monitoring services.

    Get Credit Report

Frequently Asked Questions is a digital platform offering a convenient way to connect you with reliable lenders or lending partners that would be able to provide you with the required funding.

  • What is a personal loan?

    A personal loan is an option for those who need quick funding. It can be used for almost anything a borrower wants and usually must be repaid with a fixed term and interest rate.

  • Who can take out a personal loan?

    Typically, personal loan requirements include the following:

    • A consumer is an adult (aged 18 and over) U.S. citizen or a permanent resident;
    • A consumer provides a valid email address, work phone number, and home phone number;
    • A consumer has a job (for about 90 days in the current position) or another legal source of predictable income.
    • A consumer’s income is about $1,000 per month after tax withholdings.
  • How much can I get with a personal loan?

    How much you can borrow depends on multiple factors the lender or lender partner considers, from the specific state’s rules and restrictions to the consumer’s age, repayment capacity, desired payoff time frame, etc. Most of our lenders and lending partners offer personal loans from $2,500 to $35,000.

  • How do I receive money?

    Typically, money is deposited in the individual’s bank account the next day after the loan is approved as long as the consumer accepts the loan terms.

  • Is it possible to get a loan after bankruptcy or having bad credit?

    Although good or excellent credit scores are desirable to get approved for a loan, it all depends on a specific lender’s underwriting standards. In some cases, short-term consumer loans can be an acceptable alternative for consumers with bad credit.

    We always try to find a lender or lending partner who could offer a loan for the amount that any of our customers request. We turn to our network of short-term lenders and lending partners if necessary.

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